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Sat, Oct. 17 · 1:00 PM ET · Lincoln Financial Field
Charlotte38
Temple31
MISSED
SharpTake projected Temple at 90%. Charlotte won.
ProjectedTemple by 20.5
ActualCharlotte by 7
Difference27.5 pts
Market spreadTemple -18.5
Vs spreadLOSSSharpTake Pick: Temple -18.5
Pregame forecast · published before kickoff and not revised
Charlotte 10%Temple 90%
SharpTake projects Temple to win.
TempleProjected winner
90%Win probability
Temple by 20.5Projected margin
On-field context
Matchup breakdown
These matchup factors describe where the teams differ on the field. They are separate from SharpTake's forecast explanation above.
Temple finishing drives
CLEAR EDGE
Temple offenseCharlotte defense
Temple scores points after possessions cross the opponent's 40-yard line far more often than most FBS teams, while Charlotte allows points after possessions cross the opponent's 40-yard line more often than most FBS teams. That comparison favors Temple.
Points per scoring opportunity · 4.58 pointsFinishing drives measures points per possession that reaches the opponent's 40-yard line.Among the strongest FBS results
Points allowed per scoring opportunity · 4.16 pointsFinishing drives measures points allowed per possession that reaches the defense's 40-yard line.Worse than most FBS teams
Comparison basis · Points per scoring opportunity, for and allowed
Season aggregates only. How a specific opponent forces field position and drive length is not captured here.
Temple staying on schedule
EDGE
Temple offenseCharlotte defense
Temple gains enough yardage for the down and distance at a rate near the FBS middle, while Charlotte allows enough yardage for the down and distance far more often than most FBS teams. That comparison favors Temple.
Offensive Success Rate · 42.8%Success Rate is the share of plays that gain enough yardage for the down and distance.Near the FBS middle
Defensive Success Rate allowed · 52.4%Success Rate is the share of plays that gain enough yardage for the down and distance.Among the weakest FBS results
Comparison basis · Success rate vs success rate allowed
Temple run game
EDGE
Temple offenseCharlotte defense
Temple gains enough yardage on runs for the down and distance at a rate near the FBS middle, while Charlotte allows enough yardage on runs for the down and distance far more often than most FBS teams. That comparison favors Temple.
Rushing Success Rate · 41.2%Success Rate is the share of plays that gain enough yardage for the down and distance.Near the FBS middle
Rushing Success Rate allowed · 52.7%Success Rate is the share of plays that gain enough yardage for the down and distance.Among the weakest FBS results
Charlotte position roomsWho is on the 2026 roster and what they did in 2025; navigation, not forecast factors.Temple position roomsWho is on the 2026 roster and what they did in 2025; navigation, not forecast factors.
Coverage and limitations
Forecasts are produced only when both teams meet SharpTake's evidence requirements.
Player availability, injuries, weather, travel, and rest are not included.
Explain factors use completed 2025 team-season evidence. They describe matchup contrasts and are not causal model attribution.
Forecasts are model-based context, not guarantees.
Forecast model · Data cutoff Oct. 17, 2026 · 1:32 AM ET